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Info Center 2018-08-23T20:07:19+00:00

Are you trying to sell a farm or ranch property?

Contact An Agent

When You Need It Done Right

Located in Morgan County Colorado, Gateway Realty LLC is a full service Real Estate broker team. Not only do we service the surrounding communities of Wiggins, Fort Morgan and Brush Colorado, but we sell statewide! Our team specializes in homes, farms, ranches, land, commercial, and rental properties. We are committed to helping you buy, sell, or rent , the home of your dreams. Looking to buy foreclosures? Depending on the situation we might be able help you with that too. Give us a call and lets talk about your specific needs.

In today’s fast paced world understanding real estate isn’t enough. A successful brokerage needs to understand the new technologies available today to help you buy or sell a home. We showcase all listings in Colorado and around the country, with accurate, up-to-date information. Being a member of two MLS platforms make sure your property gets listed state wide. From there separate hubs pick up your listings and spread it to hundreds and hundreds of other sites. Long gone are the days of just pounding a sign in a yard. Our clients expect us to be on top of technology and we don’t let them down.

Woman show Keys for your good property with real agency property. - Info Center

Gateway Realty LLC is a family real estate brokerage that is committed to maintaining outstanding service and value to buyers and sellers. We have a team dedicated to developing quality working relationships with our clients based on respect, integrity, and trust. In fact, our system has been franchised and we developed 4 other offices that are independently owned. We feel pretty special being the original office that started all of this!

Gateway Realty LLC is proud to have developed beneficial relationships with Lenders, Title Managers, and a wide range of housing professionals. Not only do we get the best services from these professional relationships, but we make sure that all the benefits get passed on to our clients. We pride ourselves on building a solid foundation for your home to rest upon.

We provide “more for our buyers” by negotiating closing costs and repairs, and advertising their properties. Our sellers benefit as well with reduced commission costs and fees, and free Comparative Markets reports to help you gain insight to value your home.

house with for sell sing outside and sold sticker put over it - Info Center

Whether you are buying, selling, or simply considering a move, we will be happy to speak with you.

Our office is based in Northeastern Colorado where I-76 and Highway 34 intersect. It’s a fast growing area and you need the best in your corner. Give us a call, let’s talk!

Finding Your Dream Home

Tips on Buying a House

If you are trying to buy a house, you already understand the frustration of this market. To have success in this kind of market, you need to have a solid strategy.

Choose a Realtor

The smartest move you can make is to pick a good realtor and stick with them. A good Realtor is someone that has experience, ethics and a genuine interest in you. Let your realtor help you!

Get Pre-Approved

Pre-qualification means the lender thinks you can buy a house. Pre-approval means that based on your loan application, income, and debts, they are willing to lend you money,  you just need to find a house. Let your realtor help you!

Be Available

Realtors search the MLS for listings.  When properties hit the market and it meets a buyer’s criteria, the realtor will contact you to meet them at the property, depending on market conditions and potential of the property. There’s nothing more frustrating for a realtor then not being able to get ahold of their buyers when a great property hits the market. Let your realtor help you!

a young women holding a model home in her hands - Info Center

Go Social

Don’t ignore social media. Realtors will use social media to advertise listings. The best way to handle this is to forward the post to your Realtor. This allows them to verify the details of the listing to make sure it’s legitimate. Let your realtor help you!

Setup Alerts

Most MLS’s have the ability for Realtors to setup email alerts for clients. The Realtor sets up a search using the prospective buyer’s criteria. Any time a listing agent enters a new listing that meets the buyer’s criteria the buyer will get an e-mail notification. Let your realtor help you!

Make a Strong Offer

Once you’ve decided on a price, there are multiple things you can do to make your offer stronger. Remember, the goal of the listing agent and the seller is to get the property closed for the highest price and the fewest road bumps because road bumps cost money. Let your realtor help you!

a house with a sing in front showing it has been sold - Info Center

Add an Escalation Clause

The Escalation Clause can come in handy in some situations. This clause means they would have the opportunity to raise their price and could be willing to pay more, but may not have to.

An escalation clause, also referred to as an escalator clause, is an additional clause that can be included in a purchase offer that informs a seller that the buyer is willing to beat out competing offers.  An escalation clause states that a buyer agrees to beat out competing offers by a specified dollar amount but not exceed a specified dollar amount. Let your realtor help you!

Write a Letter

In a market where we see multiple offers, the offers start to look the same in terms of closing dates, prices, terms and conditions. One thing that can separate an offer from similar offers is a touch of personalization. Writing personalized letters to the sellers to be presented at the time of offer. Let your realtor help you!

Act quickly but be an informed buyer. Talk to your realtor beforehand and have a plan.  Let your realtor help you!

Selling Property in Colorado

It’s a great time to be a seller!

Today’s buyers are exhausted and they’re willing to sacrifice to get in the market.

1. Rates are still low, drawing buyers into the market

We may not be enjoying rock-bottom interest rates, but by historical standards, today’s 30-year mortgage rates are just above 4%. Which are still low. That means the getting’s still good for buyers and, subsequently, for sellers looking to sell their homes.
Rates are on the rise and Buyers know that the longer they wait to buy, the more costly it can be.

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2 Inventory remains tight and in high demand

Simply put, there are more buyers than homes. Especially in markets where land is scarce and it isn’t cheap to build. The housing shortage will likely get worse before it gets better. Sellers, this means this is your opportunity!  Buyer’s choices are limited

3 Home prices are still increasing

Home prices continue to rise, which means more money in your pocket when you sell.

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4 People have more money in their pocket

Incomes are growing and people are finding better and more stable jobs, these factors mean more buyers, with more money for a home purchase.

5 Millennials are ready to commit

Millennials, who are often crippled by student debt, have been hampered by rising interest rates and high home prices. But first-time buyers are ready to take the plunge and millennials will make up a large part of the buying pool over the coming year. As they enter their 30s, they’re looking at homeownership vs renting. More home buyers flooding the market can only mean good things for sellers, on all points!

Purchasing a Ranch or Farm

Are you looking to purchase a farm or ranch?

Ranch and farm are two common words used in North Eastern Colorado. Many people often confuse the two or think they are the same thing when, in actuality, they aren’t.

Lets talk about the differences, a farm is typically a lot of land that is used primarily for agriculture. There are many different types of farms in our area  that grow or produce a variety of food, fuels or other raw materials. The most popular, perhaps, are dairy farms and crop producing farms. Ranches, on the other hand, are usually a specific type of farm. They are large farms where most of the products produced are animals with the most common animal being cattle. Besides these broad differences, there are a lot of distinct differences too.

green field with ranch home in the plains - Info Center

·         Cattle ranches produce the beef/meat that are served in a restaurant or bought off of the shelf at a grocery store.

·         Dairy farms produce milk that is bought from the store and other products made from dairy, like cheese.

·         Beef or Bison cattle on ranches tend to be more muscular while dairy farm cows are lean.

·         Dairy farm cows must follow a strict schedule and diet in order to produce more milk. Cattle on the ranch have more flexibility. Ranchers spend most of their time checking the herd, fixing equipment or hauling water.

·         Dairy farmers must shell out a hefty price for quality hay and other feed in order to give their cattle the energy and nutrients they need. Ranchers rely mostly on the land.

·         Dairy farmers harvest milk consistently throughout the year to keep an on-going supply while cattle ranchers sell their cattle once a year

sunset behind a ranch home on farm land - Info Center

The difference between a farm and a ranch is really based on the perception of the individual. The bottom line is that both farmers and ranchers work long hours   in order to put food on our tables every day, and we are thankful for each and every one of them!

Another term you might be familiar with is a Hobby Farm. These have a few acres that allow the owners to experience a farm life without the financial costs of running an entire operation. A few chickens, a horse, and a garden are ideal to a lot of people. Morgan County has a lot of small parcels that can be used as hobby farms.

Farm, Ranch or Hobby Farm, we can help you with them all! Gateway Realty LLC has Realtors that are personally experienced in all of these areas.  When you need it done right, call Gateway Realty.

Renting a Home

Thank you for considering Gateway Realty LLC for your residential leasing and management needs. We get inquires each month from home owners and renters. The rental market is the strongest we have ever seen!

While rentals are not our bread and butter as a real estate company, we do provide options for home owners and investors looking for someone they can trust to manage their investment.

We recognize that we can’t be all things to all people so we like to tailor our services to the individual investor.

Call our office to set up a time to see if we can meet you needs.

young couple looking at the new rental - Info Center

Advantages of buying

1. Building Equity Over Time

Unlike renters, homeowners build equity over time. On most mortgages, a portion of each monthly payment goes toward the loan’s interest. The remainder pays down its principal.  Every dollar you put toward your loan’s principal represents a dollar of equity. Equity can be seen as available cash if you need to refinance!

2. Tax Benefits

Several tax benefits cater exclusively to homeowners, though not all homeowners qualify for all benefits. For example, Federal Tax Deductions. If youitemize your federal income taxes, you can deduct your property taxes and the interest paid on your mortgage, reducing your overall income tax .

3. Potential for Rental Income

Even if you don’t initially think of your home as an investment property, you can turn it into a source of income. This can partially or totally offset your mortgage, tax, and insurance payments on it.

The easiest way to do this is by renting out part or all of the property, provided you follow all local rental property laws. You might rent out a basement bedroom to a friend, live in one unit of a duplex and rent out the other to strangers, or purchase and move into a second home, leaving your entire property free to rent.

4. More Creative Freedom

As a homeowner, your decorating, DIY project, and home improvement choices answer to no one. You can paint walls, add new bathroom fixtures, update your kitchen, finish your basement, or build a patio or deck all to your heart’s content. Most landlords do not want you changing anything in their properties.

5. Sense of Belonging and Community

Since homeowners tend to stay in their homes for longer than renters, they’re more likely to put down roots in their communities. You get to know you neighbors and your children can grown up together. Overnight stays, and neighborhood BBQ’s are the best!

interior of a beautiful home - Info Center

Disadvantages of Buying

1. Potential for Financial Loss

Although homeownership builds equity over time, equity doesn’t equate to automatic profit. If home values in your area decrease or remain flat during your tenure as a homeowner, dragging down the appraised value of your home, you risk a financial loss when you sell.  

2. Responsibility for Maintenance and Repairs

As a homeowner, you’re responsible for covering the cost of all uninsured maintenance and repair work on your home.  When your furnace goes out, you don’t call the landlord. You bring out your own checkbook.

3. Most Homes Aren’t Sold Furnished

 You need to spend time, money, and energy furnishing your newly purchased home. To some this might seem to be a negative. But to the creative soul, this is the best part of buying!

4. You can’t move on a whim.

With renting you can give your notice and move along. When you own your own home, you will need to find a Realtor, list the home and wait for a buyer.

Whichever avenue you choose, Gateway Realty LLC can help with both.  Our Realtor work with First Time homeowners all the time. We know lenders that do FHA, USDA, and VA loans as well as conventional.  We can help you through all the steps. With Gateways Realtors on your side you wont need to stress! Let us help you!

FAQs

What Should I Know Before Selling a Home? 2018-07-12T22:28:00+00:00

What Should I Know Before Selling a Home?

Helpful tips from the Gateway Team about selling a home!

Depersonalize and declutter your home, this means before selling a home take out personal items as well as taking away the personal connection. Think of the house not as your “home” but as a house that you need to sell. Taking out personal photos and items not used every day will help to depersonalize and declutter the house as a whole. Taking out these items can also make the house look more spacious and open. Organizing closet and cupboard space will also help to keep he house looking nice and clean.
Look into getting and agent, getting an agent will be the best way to ensure an easy sell. A licensed relator will be able to help you set up showings and help to negotiate with other people and their representation. They will also be able to help set the best asking price and what other home in the area are going for. This is the best way to go as most the heavy lifting gets done by the relator. Here are some great one in your area!
Consider curb appeal, this is the first thing anyone is going to see that comes looking at your house. Frist impression are important even when selling a home. You want people to see the front of the house and think it looks nice and well put together. It should draw potential buyers to the home so that passersby might take a second look. Doing a little work can go along way especially if you put pictures of the house online and on social media. Other places like data banks and housing sites will require photos as well and that’s all the more reason to work on curb appeal.
Look into your local housing market, looking at the housing market will be able to help you decide on an asking price. Asking to much and asking to little are both good and bad in different ways. When asking to much people are much less likely to put offers on the table. That being said it does give you some where to go after the offer is made. On the other hand, asking for a low price will yield you a lot of offers but not give you as much of a buffer. The perfect asking price is somewhere in the middle and doing your research about the market around you will help to find the value of your home.
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In Which Communities Do You Operate? 2018-07-13T15:50:46+00:00

In Which Communities Do You Operate?

A glimpse of what we do, and where we do it!

We can, and will, help you sell or buy anywhere in Colorado! Our Realtors hold Colorado state licenses. This allows us to go anywhere within the State. Our office is located in Morgan County, Colorado. The towns located here are Wiggins, Fort Morgan, Brush, Weldona, Snyder, and Hillrose. But we don’t let our location stop us! We do business in Phillips, Washington, Weld and Larimer Counties too! In fact we are all over Colorado! With our ability to list on the most popular MLS’s in our area, the internet and social media, and information exchanges nothing will stop our superior customer service from reaching all areas of Colorado.
Gone are the days of “local” listings and Realtors with books to show you. People are shopping via the internet now. Be sure to pick a company that will get you property in the eyes of the consumer like us, Gateway Realty LLC. When you list with us, your property will go out to hundreds of information exchanges! Websites such as Coloproperty.com, Realtor.com, Zillow, and Trulia just to name a few.
Give us a call to find out more about our services.

Owning Versus Renting 2018-07-13T15:58:16+00:00

Owning Versus Renting?

A Gateway Introspective on Buying vs Renting

When looking for a new place to live, the first question you ask yourself will help drive the rest of your decision-making. Should you rent or buy? Buying may seem appealing because you will put an end to escalating rents in Colorado and can build equity. But the reality of routine home maintenance and repairs can quickly drain a bank account.
In general, whether renting or buying is better for you largely depends on your specific circumstances.
Here are some basic questions to consider when thinking about buying a home. so owning versus renting whatever you decied to do. look into whatever you are thinking about and see what option is best for you.
How long do you plan to stay there? If you expect to relocate in just a couple of years, renting could be a better option
How much home can you afford? If you can’t afford a home large enough to fit your family in a few years, it may be worth it to rent while you save a bit more.
What’s on the market? If you can’t find a home you like, it’s likely not worth tying yourself to something you’re unhappy with. Consider renting until the perfect home comes along.
Another consideration: Stretching your budget for that dream home may actually make you miserable! You don’t want to be “house poor”.
Can’t decide if buying is for you? Gateway Realty LLC has lots of contacts for lenders in Colorado. Give a call and we’ll give you some names to start with, 970-483-7373 or 970-867-7373.

Community Links

Gateway Realty LLC is a proud supporter of our local community. Below you will find links to a number of organizations and businesses located on the beautiful high plains of Colorado!

Still have More Questions?

Get in touch with a member of our team today!

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